Iowa Property Disclosure Statement

Property Address: [[Property Full Address]], [[City]], Iowa [[ZIP Code]]

Seller Name(s): [[Seller Full Name(s)]]

Buyer Name(s): [[Buyer Full Name(s)]]

Date of Disclosure: [[Disclosure Date]]

Year Built: [[Year Built]]

Parcel / Tax ID: [[Parcel or Tax Identification Number]], -

Important Notice to Seller and Buyer, Iowa Code Chapter 558A

Iowa Code Chapter 558A (Real Property Transfer Disclosures) requires sellers of residential real property consisting of one to four dwelling units to deliver a written disclosure statement to the buyer.

The disclosure must be delivered prior to the seller making a written offer or accepting a written offer for the transfer. If not delivered timely, the buyer may have the right to rescind.

Buyer Rescission Right: The buyer has five (5) business days after receipt of this disclosure to rescind the offer or contract in writing without penalty or forfeiture of earnest money.

Scope: This statement discloses known material defects and conditions based on the seller's actual knowledge. "Known" means actual personal knowledge of the seller, not what the seller "should have known."

"As-Is" Sales: Selling "as-is" does not relieve the seller of the obligation to provide this disclosure or to disclose known material defects.

Commercial Property: Iowa Code Chapter 558A generally does not apply to commercial property transfers (caveat emptor applies in commercial context).

Failure to Disclose: If a seller fails to disclose known material defects, the buyer may rescind within one year of closing or pursue damages.

Radon Note: Iowa has among the highest radon levels in the United States. Testing is strongly recommended. The EPA action level is 4.0 pCi/L. Disclosure of known radon test results or mitigation is advised.

Lead-Based Paint: Federal law (Residential Lead-Based Paint Hazard Reduction Act) requires specific disclosures and a pamphlet for housing built before 1978.

All variable information is represented as `[[Token Name]]` placeholders. Seller must answer in good faith and with ordinary care., -

1. Delivery and Acknowledgment

Delivery Method:
- [[Personal Delivery on [[Delivery Date]]]]
- [[Certified Mail, Date Mailed [[Date]]]]
- [[Electronic Delivery, Date [[Date]] with Confirmation]]

Seller Certification: I/we certify that the information in this disclosure is true and complete to the best of my/our actual knowledge as of the date signed. I/we understand that this disclosure is not a warranty and that the buyer has the right to conduct independent inspections.

Seller 1 Signature: _______________________________ Date: [[Seller Signature Date]]

Seller 2 Signature (if applicable): _______________________________ Date: [[Seller Signature Date]], -

2. Buyer Receipt and Rescission Acknowledgment

Buyer Acknowledgment of Receipt:

I/we acknowledge receipt of this Property Disclosure Statement on [[Buyer Receipt Date]].

Buyer 1 Signature: _______________________________ Date: [[Buyer Receipt Date]]

Buyer 2 Signature (if applicable): _______________________________ Date: [[Buyer Receipt Date]]

Rescission Notice (if exercised): Buyer may rescind by delivering written notice to Seller or Seller's agent within five (5) business days of receipt. Earnest money will be returned promptly if rescission is timely., -

3. Structural, Foundation, and Roof Condition

Foundation and Structural System
- Known foundation cracks, settling, shifting, water intrusion, or movement: [[Yes, describe / No / Unknown]]
Details: [[Foundation or Structural Defect Description or "None known"]]
- Known structural repairs, engineering reports, or reinforcement: [[Yes, attach reports / No]]

Roof
- Approximate age of roof covering: [[Roof Age in Years]] years
- Roof type/material: [[Asphalt Shingle / Metal / Tile / Other: [[Specify]]]]
- Known leaks, missing or damaged shingles, or active roof leaks: [[Yes, describe / No / Unknown]]
Details: [[Roof Leak or Damage Description or "None known"]]
- Roof repairs or replacements in last 5 years: [[Yes, date and scope / No]]

Exterior Walls, Windows, Doors, Siding
- Known defects in exterior walls, siding, windows, or doors allowing water intrusion: [[Yes / No / Unknown]]
Details: [[Exterior Defect Description or "None known"]], -

4. Systems, HVAC, Plumbing, Electrical, Water Heater, Septic / Sewer, Well

Heating, Ventilation, and Air Conditioning (HVAC)
- Type of heating system: [[Forced Air / Radiant / Boiler / Heat Pump / Other]]
- Type of cooling system: [[Central AC / Window Units / None / Other]]
- Known defects or needed repairs: [[Yes, describe / No / Unknown]]
Details: [[HVAC Issues or "None known"]]
- Age of major components (approx.): [[HVAC Age]]

Plumbing System
- Type of water supply: [[Municipal / Private Well]]
- Type of wastewater: [[Municipal Sewer / Private Septic System]]
- Known plumbing defects, leaks, low pressure, or pipe material issues (e.g., polybutylene, galvanized): [[Yes, describe / No / Unknown]]
Details: [[Plumbing Defect Description or "None known"]]
- Water heater age and known issues: [[Water Heater Age and Condition]]

Electrical System
- Known electrical defects, outdated wiring, aluminum wiring, insufficient service, or GFCI/AFCI issues: [[Yes, describe / No / Unknown]]
Details: [[Electrical Defect Description or "None known"]]
- Electrical panel type and amperage: [[Electrical Panel Description]]

Septic / Sewer / Well (if applicable)
- Septic system last pumped/inspected: [[Date or "N/A"]]
- Known septic or well issues: [[Yes, describe / No / Unknown]]
Details: [[Septic/Well Issues or "None known"]], -

5. Environmental Hazards and Conditions

Radon
- Known radon test results: [[Yes, level [[Radon Level pCi/L]] on [[Test Date]] / No testing performed / Unknown]]
- Radon mitigation system installed: [[Yes, describe / No]]
- Iowa radon note: Iowa has high radon potential in many areas. The EPA recommends action at or above 4.0 pCi/L.

Lead-Based Paint (Pre-1978 Homes)
- Property built before 1978: [[Yes / No]]
- Known lead-based paint or hazards: [[Yes, describe / No / Unknown]]
- Lead-based paint disclosure and pamphlet provided: [[Yes / No / N/A]]

Asbestos, Mold, and Other
- Known asbestos-containing materials: [[Yes, location and condition / No / Unknown]]
- Known mold or water damage history beyond ordinary: [[Yes, describe / No / Unknown]]
- Other environmental hazards (e.g., underground storage tanks, contaminated soil, hazardous materials): [[Yes, describe / No / Unknown]]
Details: [[Environmental Hazard Description or "None known"]]

Flood Zone and Drainage
- Property located in a flood zone or special flood hazard area: [[Yes / No / Unknown]]
- Known history of flooding, drainage problems, or sewer backup: [[Yes, describe / No / Unknown]]
Details: [[Flood or Drainage Description or "None known"]]
- Flood insurance required or in force: [[Yes / No / Unknown]], -

6. Pests, Termites, and Infestations

- Known current or past termite, carpenter ant, bed bug, or other wood-destroying insect infestation or damage: [[Yes, describe / No / Unknown]]
Details: [[Pest Description or "None known"]]
- Known treatment or warranty history: [[Yes, details / No]]
- Current pest control contract: [[Yes / No]], -

7. Legal Matters, Encumbrances, Boundaries, and Shared Items

- Known easements, encroachments, boundary disputes, or shared driveways/walls: [[Yes, describe / No / Unknown]]
Details: [[Legal or Boundary Issue or "None known"]]
- Known liens, judgments, or title defects affecting the property: [[Yes, describe / No / Unknown]]
- HOA / Condo / Covenants: [[Yes, attach governing docs / No]]
HOA fees (if any): $[[HOA Fee Amount]] [[per month / per year]]
- Zoning or use violations: [[Yes, describe / No / Unknown]]
- Known pending or threatened litigation affecting the property: [[Yes, describe / No]], -

8. Other Known Material Defects or Conditions

List any other known material defects or conditions that would be important to a reasonable buyer (including but not limited to roof, structure, systems, environmental, legal, or neighborhood issues):

[[Additional Known Material Defects or "None"]]

Seller has attached reports or inspections (if any): [[List attached reports, e.g. "Home inspection dated [[Date]]", "Radon test report", "Septic inspection", or "None"]]

Seller is liable for knowing misrepresentation or omission of material facts under Iowa Code §558A. Buyer may have remedies including rescission and damages for nondisclosure of known defects., -

9. Seller's Knowledge Certification and Limitations

The information above is based on the seller's actual knowledge. The seller has exercised ordinary care in completing this statement. The seller has not conducted a professional inspection and does not warrant the accuracy of information obtained from third parties or prior owners.

Buyer is advised to obtain independent professional inspections, review all reports, and verify all information, including flood status, radon levels, title, and HOA documents., -

Template, not professional (legal/financial/medical) advice. This disclosure is required by Iowa Code Chapter 558A for covered residential transfers. Complete all sections in good faith. Buyer has five business days to rescind after receipt. Verify current statute and any updates. Consult a licensed Iowa real estate attorney or agent.

Sources: Iowa Code Chapter 558A (Real Property Transfer Disclosures); Iowa Administrative Code 193E Chapter 14; EPA radon guidance; federal lead-based paint rules (as of June 2026). Cross-checked against Iowa Real Estate Commission resources and official legis.iowa.gov publications., -

*End of Iowa Property Disclosure Statement*