Maryland Property Disclosure Statement

Property Address: [[Property Full Address]], [[City]], MD [[ZIP Code]]
Seller Name(s): [[Seller Full Name(s)]]
Buyer Name(s): [[Buyer Full Name(s)]]
Date of Disclosure: [[Disclosure Date]]
Year Built: [[Year Built]]

IMPORTANT NOTICE TO SELLER AND BUYER

Pursuant to Md. Code Ann., Real Property § 10-702, the seller of single-family residential real property improved by four or fewer units must deliver to the purchaser, on or before entering into a contract of sale, either:

(A) A written Residential Property Disclosure Statement on the form provided by the Maryland Real Estate Commission (MREC) disclosing all defects or information about the condition of the real property of which the seller has actual knowledge; or

(B) A written Residential Property Disclaimer Statement stating that, except for latent defects of which the seller has actual knowledge, the seller makes no representations or warranties as to the condition of the property and the buyer is purchasing the property "as is."

This document provides both options in a single comprehensive template for convenience. Seller must select and complete only one path (Disclosure or Disclaimer). Delivery is mandatory for covered transactions. Buyer has the right to rescind if the statement is not timely delivered.

All variable user information is represented as `[[Token Name]]` placeholders. "Latent defects" are defined in the statute as material defects that a buyer would not reasonably discover by careful visual inspection and that pose a threat to health or safety.

1. Property identification and applicability of § 10-702

Property: [[Full Street Address, City, MD ZIP]]

Type of Property: [[Single-family detached / Townhouse / Condo (1-4 unit building) / Other]]

Year Built: [[Year Built]]

This transaction is subject to Md. Code Ann., Real Property § 10-702: [[Yes / No, exempt because [[initial sale of new construction / foreclosure / estate / other statutory exemption]]]]

Certain transfers are exempt, including the initial sale of new construction, transfers by foreclosure or deed in lieu, transfers by court order, and transfers of unimproved land.

2. Seller election, Disclosure Statement or Disclaimer Statement (choose one)

Seller elects to provide (check one):

☐ Residential Property Disclosure Statement (complete Sections 3, 8 below with known conditions).

☐ Residential Property Disclaimer Statement (complete Section 9 instead). Except for latent defects of which Seller has actual knowledge, Seller makes no representations or warranties as to the condition of the real property or any improvements. Buyer accepts the property "as is."

Seller Initials acknowledging election: ___________ Date: [[Disclosure Date]]

3. Disclosure of known conditions, structural systems, roof, walls, floors, foundation, basement (actual knowledge only)

Seller discloses the following conditions of which Seller has actual (personal) knowledge. "Unknown" means Seller does not have actual knowledge.

Roof
- Approximate age: [[Roof Age]] years
- Type: [[Asphalt / Metal / Tile / Slate / Other]]
- Known leaks, damage, or defects: [[Yes, describe / No / Unknown]]
Details: [[Roof Condition Details or "None known"]]

Structural Systems (walls, floors, foundation, basement)
- Known cracks, settling, shifting, water intrusion, or structural defects: [[Yes / No / Unknown]]
Details and locations: [[Structural Details]]
- Any engineering reports or major repairs in last 5 years: [[Yes, attach / No]]

4. Disclosure of known conditions, water and sewer systems, insulation, plumbing, electrical, heating, air conditioning

Water and Sewer Systems
- Source of household water: [[Public / Well / Other]]
- Water treatment / softener / filtration systems: [[Describe or "None"]]
- Known defects in water supply, treatment, or sewer/septic: [[Yes / No / Unknown]]
Details: [[Water/Sewer Details]]

Insulation
- Attic / wall / floor insulation present and type: [[Describe or "Unknown"]]
- Known deficiencies: [[Yes / No / Unknown]]

Plumbing, Electrical, HVAC
- Known plumbing defects (pipes, drains, fixtures, water heater): [[Yes / No / Unknown]]
Details: [[Plumbing Details]]
- Known electrical defects (wiring, panels, outlets, GFCI, aluminum wiring): [[Yes / No / Unknown]]
Details: [[Electrical Details]]
- Known HVAC defects (heating, cooling, ductwork): [[Yes / No / Unknown]]
Details: [[HVAC Details]]

5. Disclosure of known conditions, wood-destroying insects, hazardous materials, environmental, land use

Wood-Destroying Insects
- Known infestation or prior treatment: [[Yes, active or past / No / Unknown]]
Details and reports: [[Termite/WDI Details]]

Hazardous or Regulated Materials
- Asbestos (known or suspected in flooring, insulation, pipes): [[Yes / No / Unknown]]
- Lead-based paint (pre-1978 housing, see separate federal disclosure): [[Yes / No / Unknown]]
- Radon: [[Tested, level [[Result]] / Not tested / Unknown]]
- Underground storage tanks: [[Yes / No / Unknown]]
- Other hazardous materials or licensed landfills on/near property: [[Describe or "None known"]]

Land Use / Zoning / Permits
- Known zoning violations or non-conforming use: [[Yes / No / Unknown]]
- Permits obtained for all improvements made by Seller: [[Yes / All / Some missing / N/A]]
Details: [[Permit/Use Details]]

6. Smoke alarms, carbon monoxide alarms, and other safety systems

Maryland law requires specific alarm standards. Seller discloses:

Smoke Alarms
- Alarms installed and functioning: [[Yes / No / Unknown]]
- Provide alarm during power outage: [[Yes / No / Unknown]]
- Over 10 years old: [[Yes / No / Unknown]]
- Battery-operated: sealed, tamper-resistant with long-life batteries as required: [[Yes / No / Unknown]]

Carbon Monoxide Alarms (fossil-fuel combustion appliances)
- Alarms installed on property: [[Yes / No / N/A (no combustion appliances)]]

7. Other known material or latent defects

List any other material defects or latent defects of which Seller has actual knowledge not disclosed above (including but not limited to foundation, flooding history, drainage, mold beyond ordinary bathroom surfaces, prior insurance claims, or defects affecting health/safety).

[[Describe in detail or state "None known to Seller"]]

8. Federal lead-based paint disclosure (required for pre-1978 housing, 42 U.S.C. § 4852d)

Lead Warning Statement
Housing built before 1978 may contain lead-based paint. Lead from paint, paint chips, and dust can pose health hazards if not managed properly. Lead exposure is especially harmful to young children and pregnant women.

Seller's Disclosure (pre-1978 only)
- Known lead-based paint and/or lead-based paint hazards in housing: [[Yes, describe / No / N/A (built 1978 or later)]]
- Reports or records available to Seller: [[Yes, attach / No]]

Buyer acknowledges receipt of the pamphlet "Protect Your Family From Lead in Your Home" and the disclosures above.

9. Residential Property Disclaimer Statement (if elected in Section 2)

Except for latent defects of which the Seller has actual knowledge, the Seller makes no representations or warranties as to the condition of the real property or any improvements on the real property. The Buyer will be receiving the real property "as is," with all defects, including latent defects, that may exist, except as otherwise provided in the contract of sale.

Seller has actual knowledge of the following latent defects (if any):
[[List or "None"]]

Buyer acknowledges that Buyer has received this Disclaimer Statement and has had the opportunity to conduct independent inspections.

10. Buyer acknowledgment and right to rescind

Buyer acknowledges receipt of this Disclosure or Disclaimer Statement on or before the date of the contract of sale.

Buyer understands that:
- Buyer has the unconditional right to rescind the contract if the required statement is not delivered on or before entering into the contract.
- Buyer is advised to obtain professional inspections.
- This statement is not a warranty by Seller or any real estate licensee.

Buyer Signature(s): _______________________________ Date: [[Date Received]]

Printed Name: [[Buyer Full Name(s)]]

11. Seller certification and signatures

I/We, the undersigned Seller(s), certify under penalty of perjury that the information provided in this statement (Disclosure or Disclaimer path) is true and complete to the best of my/our actual knowledge as of the date signed. I/We understand that failure to disclose known material defects may result in liability.

Seller 1 Signature: _______________________________ Date: [[Disclosure Date]]

Printed Name: [[Seller Full Name]]

Seller 2 Signature (if applicable): _______________________________ Date: [[Disclosure Date]]

Printed Name: [[Seller Full Name]]

12. Delivery record and exhibits

Date Statement Delivered to Buyer: [[Delivery Date]]

Method of Delivery: [[In person / Attached to contract / Email with read receipt / Other]]

Exhibits Attached (if any): [[Inspection reports, termite reports, radon test results, HOA docs, photos, "None"]], -

Statutory References (Maryland, as of June 2026)

> ⚠️ Template only, not legal advice. This Maryland Property Disclosure Statement complies with Md. Code Ann., Real Property § 10-702. It is not a substitute for professional inspections or legal counsel. Sellers and buyers must verify current requirements and forms with the Maryland Real Estate Commission and consult licensed professionals. User-supplied values appear as `[[Token Name]]`.

*Sources: Md. Code Ann., Real Property § 10-702 (Maryland General Assembly); MREC forms and guidance (as of June 2026).*