Minnesota Seller's Property Disclosure Statement

Property Address: [[Full Property Address, City, MN ZIP Code]]

Seller(s): [[Seller Full Legal Name(s)]]

Date of Disclosure: [[Disclosure Date]]

Buyer(s): [[Buyer Full Legal Name(s)]] (if known at time of disclosure)

This Seller's Property Disclosure Statement is made pursuant to Minn. Stat. § 513.55 and related sections (§§ 513.52, 513.60). It requires the seller of residential real property to disclose in writing all known material facts that could adversely and significantly affect an ordinary buyer's use and enjoyment of the property or any intended use of which the seller is aware.

The disclosure must be made in good faith and based upon the best of the seller's knowledge at the time of disclosure. It must be provided to the prospective buyer before the buyer signs a purchase agreement. The buyer has the right to rescind the purchase agreement within three (3) business days after receiving this disclosure (subject to statutory exceptions).

This statement applies to the sale or transfer of residential real property consisting of one to four dwelling units. It is not a warranty and is not a substitute for professional inspections, surveys, or due diligence by the buyer.

All variable information is provided as `[[Token Name]]` placeholders. Fixed statutory requirements and standard disclosures are written in full.

1. Seller's Knowledge and Good Faith Basis (Minn. Stat. § 513.55)

Seller represents that the information in this disclosure is based on Seller's actual knowledge and is provided in good faith. Seller has not conducted a professional inspection or testing of the property unless noted. Seller discloses only facts of which Seller is aware; latent defects not known to Seller are not disclosed.

Seller's Length of Ownership: [[Number of Years / Months]]

Seller has occupied the property as primary residence: [[Yes / No, if no, describe use]]

Seller is aware of any material facts that could adversely affect use or value: [[Yes, see below / No]]

2. Property Description and Improvements

Legal Description (or attach): [[Full Legal Description or "See attached Exhibit A, Legal Description"]]

Parcel ID / Tax ID: [[Parcel Identification Number]]

Year Built: [[Year Built]]

Type of Structure: [[Single-family / Duplex / Triplex / Fourplex / Townhome / Other]]

Square Footage (approximate, above grade): [[Sq Ft]]

Lot Size: [[Lot Size or Acres]]

Zoning: [[Zoning Classification]]

Current Use: [[Residential / Other, describe]]

Personal Property Included in Sale: [[List major appliances, fixtures, or "As per purchase agreement"]]

Personal Property Excluded: [[List or "None"]]

3. Structural Systems and Condition

Foundation / Basement / Slab:
- Type: [[Poured concrete / Block / Slab-on-grade / Other]]
- Known issues (cracks, settling, water intrusion, structural movement): [[Describe known issues or "None known to Seller"]]
- Any repairs or modifications: [[Describe or "None"]]

Roof:
- Age / Type: [[Age and material, e.g. "Asphalt shingles, approx. 8 years old"]]
- Known leaks, damage, or replacements: [[Describe or "None known"]]
- Any warranties transferable: [[Yes, provide details / No / Unknown]]

Exterior Walls / Siding / Windows / Doors:
- Known defects, water damage, or rot: [[Describe or "None known"]]
- Insulation or energy features: [[Describe if known]]

Floors / Ceilings / Interior Walls:
- Known structural sagging, cracks, or damage: [[Describe or "None known"]]

Fireplace / Chimney / Wood Stove:
- Present: [[Yes / No]]
- Known issues or inspections: [[Describe or "None"]]

4. Plumbing, Electrical, Heating, Cooling, and Appliances

Plumbing System:
- Known leaks, clogs, low pressure, or pipe issues: [[Describe or "None known"]]
- Water heater age/type: [[Describe]]
- Sewer / septic: [[Municipal sewer / Private septic system, see Section 8]]
- Well water (if applicable): [[See Section 8]]

Electrical System:
- Known issues, outdated wiring, or panel problems: [[Describe or "None known"]]
- Amperage / service: [[Describe if known]]

Heating / Cooling / Ventilation:
- Primary system(s): [[Furnace / Boiler / Heat pump / Central AC / Other]]
- Age and known issues: [[Describe or "None known"]]
- Fuel source: [[Natural gas / Propane / Electric / Oil / Other]]

Major Appliances Included:
[[List or "As per agreement; condition disclosed to best of Seller's knowledge"]]

5. Water Intrusion, Moisture, and Environmental Conditions

Water Intrusion / Leaks / Flooding:
- Any history of water in basement, crawlspace, or living areas: [[Yes, describe dates, locations, causes, repairs / No]]
- Sump pump present and functional: [[Yes / No / Unknown]]

Mold / Mildew / Moisture:
- Any visible mold or past remediation: [[Yes, describe location, cause, remediation / No]]

Radon:
- Has radon testing been performed: [[Yes, provide results and date / No]]
- Known mitigation system: [[Yes / No]]

Asbestos:
- Known asbestos-containing materials (pre-1980 construction common): [[Yes, location / No / Unknown]]

Lead-Based Paint:
- Property built before 1978: [[Yes / No]]
- If yes, Seller discloses known lead-based paint and/or hazards and provides required pamphlet (federal 42 U.S.C. § 4852d).

Pests / Termites / Wood-Destroying Insects:
- Any history of infestation or treatment: [[Describe or "None known"]]

Hazardous Materials / Contamination:
- Any known underground storage tanks, chemical spills, or contamination: [[Describe or "None known"]]

Other Environmental Concerns: [[Describe or "None known"]]

6. Systems and Utilities

Utilities:
- Water Source: [[Municipal / Private well]]
- Sewer: [[Municipal / Septic]]
- Electric: [[Provider]]
- Gas: [[Provider or N/A]]
- Other: [[Describe]]

Shared Systems / Meters:
- Any shared utilities or metering: [[Describe or "None"]]

HOA / Condominium / Common Interest Community:
- Subject to HOA / CIC: [[Yes / No]]
- Name and contact: [[HOA Name, Address, Phone, Email or "N/A"]]
- Monthly dues: [[Amount or "N/A"]]
- Known special assessments, pending litigation, or material defects in common elements: [[Describe or "None known"]]
- Documents available (bylaws, reserves, financials): [[Yes, to be provided / No]]

7. Legal and Title Matters

Encumbrances / Easements / Restrictions:
- Known easements, covenants, restrictions, or encroachments: [[Describe or "None known"]]
- Boundary disputes or surveys: [[Describe or "None"]]

Zoning / Land Use / Permits:
- Any known zoning violations, unpermitted work, or stop-work orders: [[Describe or "None known"]]

Taxes / Assessments:
- Current annual property taxes (approximate): [[Amount]]
- Any pending or proposed special assessments: [[Describe or "None known"]]

Legal Proceedings:
- Any pending or threatened litigation, claims, or disputes affecting the property: [[Describe or "None"]]

Insurance Claims:
- Any past insurance claims for property damage (last 5 years): [[Describe or "None known"]]

Death on Property:
- Any death on the premises within the prior three years (disclosure required in some contexts): [[Yes, describe / No]]

8. Well and Septic Disclosures (Minn. Stat. §§ 103I.235 and 115.55)

Private Well (if applicable):
- Is there a private well on the property: [[Yes / No]]
- Well disclosure certificate provided or available: [[Yes / No, must be provided per Minn. Stat. § 103I.235 before signing purchase agreement]]
- Known issues with well or water quality: [[Describe or "None known"]]
- Date of last well test (if known): [[Date or "Unknown"]]

Septic System (if applicable):
- Is there a private septic system: [[Yes / No]]
- Septic disclosure / compliance certificate or inspection report available: [[Yes / No, required per Minn. Stat. § 115.55 where applicable]]
- Known issues, failures, or recent pumping/repairs: [[Describe or "None known"]]
- Date of last inspection or service: [[Date or "Unknown"]]

Seller will provide copies of any well and septic disclosure certificates, inspection reports, and related documents in Seller's possession.

9. Other Known Material Defects or Facts

List any other known material facts that could adversely and significantly affect an ordinary buyer's use and enjoyment or intended use of the property (structural, mechanical, environmental, title, HOA, flood, etc.):

[[Detailed description or "None known to Seller beyond the disclosures above"]]

Flood Zone / Flood History:
- Property in a flood zone or has flood insurance history: [[Yes, describe / No / Unknown]]
- Any past flooding: [[Describe or "None known"]]

Access / Driveway / Shared Roads:
- Any known issues with legal access or shared driveways: [[Describe or "None"]]

10. Seller's Duty to Update and Buyer's Rights

Update Obligation (Minn. Stat. § 513.55 et seq.)
If, between the date of this disclosure and the signing of the purchase agreement or closing, Seller becomes aware of any new material fact or change in the information provided, Seller shall promptly disclose the new information to Buyer in writing.

Buyer Acknowledgment and Independent Duty
Buyer acknowledges that:
- This disclosure is based solely on Seller's actual knowledge and is not a warranty or guarantee.
- Buyer has the right and is strongly encouraged to obtain professional inspections (home, structural, mechanical, radon, mold, sewer scope, well/septic, environmental, etc.) and to review all reports, surveys, title commitments, and public records.
- "As is" contract language does not relieve Seller of the duty to disclose known material defects.
- Buyer is not relying solely on this disclosure and will complete independent due diligence.
- Buyer has three (3) business days after receipt of this disclosure to rescind the purchase agreement (Minn. Stat. § 513.60), unless otherwise agreed or statutory exceptions apply.

Buyer Initials: _______ Date: _______

11. Attachments and Exhibits

The following are attached or will be provided:
- Exhibit A: Legal description (if not on first page)
- Well Disclosure Certificate (if applicable)
- Septic System Disclosure / Compliance (if applicable)
- Lead-Based Paint Disclosure and Pamphlet (if pre-1978)
- HOA documents / financials (if applicable)
- Recent inspection reports or repair invoices in Seller's possession
- Other: [[List]]

12. Seller Signature and Certification

I/We, the undersigned Seller(s), certify that the information in this disclosure statement is true and complete to the best of my/our knowledge as of the date signed, that it is made in good faith pursuant to Minn. Stat. § 513.55, and that I/we have disclosed all material facts of which I/we are aware.

Seller 1 Signature: _______________________________ Date: [[Disclosure Date]]

Printed Name: [[Seller Full Legal Name]]

Seller 2 Signature (if applicable): _______________________________ Date: [[Disclosure Date]]

Printed Name: [[Seller Full Legal Name]]

13. Buyer Acknowledgment of Receipt

I/We, the undersigned Buyer(s), acknowledge receipt of this Seller's Property Disclosure Statement on [[Date Received]].

Buyer 1 Signature: ______________________________ Date: _______

Printed Name: [[Buyer Full Legal Name]]

Buyer 2 Signature (if applicable): ______________________________ Date: _______

Printed Name: [[Buyer Full Legal Name]]

14. Minnesota-Specific Legal References and Notes

Key Statutes
- Minn. Stat. § 513.55, General disclosure requirements; material facts affecting use and enjoyment.
- Minn. Stat. §§ 513.52, 513.60, Residential real property; seller disclosures; buyer rescission rights (3 business days).
- Minn. Stat. § 103I.235, Well disclosure requirements.
- Minn. Stat. § 115.55, Septic system disclosure and compliance.
- Minn. Stat. § 507, Deeds and conveyances.
- Federal: 42 U.S.C. § 4852d, Lead-based paint disclosure (pre-1978 housing).

Additional Notes
- Applies to transfers of 1, 4 unit residential real property.
- Disclosure must occur before the buyer signs the purchase agreement.
- Seller is not required to disclose facts not actually known.
- Buyer rescission right is statutory; consult the purchase agreement and an attorney for timing and exceptions.
- Local requirements or common interest community disclosures may add obligations.
- This form does not replace a professional home inspection or title examination.

Professional Advice Disclaimer

This is a template disclosure statement only and does not constitute legal, real estate, or professional advice. The duty to disclose is governed by Minnesota statutes and case law. Sellers and buyers should consult a licensed Minnesota real estate attorney, real estate broker, or other qualified professional before completing or relying on this disclosure. Requirements can change; verify against current primary sources (Minnesota Revisor of Statutes) as of the date of use. This document is not a warranty of the property's condition.

*Sources: Minn. Stat. §§ 513.55, 513.52, 513.60, 103I.235, 115.55 (as of 2026); Minnesota Revisor of Statutes revisor.mn.gov.*

> ⚠️ Template only, not legal or professional advice. Complete all `[[Token Name]]` fields accurately based on actual knowledge. Buyer should obtain independent inspections and legal counsel.