Mississippi Property Disclosure Statement

Property Address: [[Property Full Street Address]], [[City]], Mississippi [[ZIP Code]]
Seller Name(s): [[Seller Full Name(s)]]
Buyer Name(s): [[Buyer Full Name(s)]]
Date of Disclosure: [[Disclosure Date]]
Year Built (approximate): [[Year Built]]
Approximate Square Footage: [[Square Footage]], -

IMPORTANT NOTICE TO SELLER AND BUYER

Mississippi requires sellers of most residential real property (1 to 4 dwelling units) to provide a written Property Condition Disclosure Statement (PCDS) to the buyer prior to the buyer signing an offer or binding contract of sale, pursuant to Mississippi Code § 89-1-501 through § 89-1-527. The disclosure must be completed by the seller to the best of the seller's actual knowledge. The buyer may have certain rescission rights if the disclosure is not timely provided.

This document follows the requirements and best practices for the Mississippi Property Condition Disclosure Statement. Sellers must disclose known material defects and conditions. Federal law additionally requires lead-based paint disclosure for housing built before 1978 (42 U.S.C. § 4852d and 24 C.F.R. Part 35).

Sellers should answer all questions honestly based on actual knowledge. "Unknown" is an acceptable response when the seller does not have actual knowledge. Completion of this statement is not a warranty or guarantee of the property's condition. Buyers are strongly encouraged to obtain professional inspections.

All user-supplied or variable information appears as `[[Token Name]]` placeholders. No sample data is pre-filled., -

1. Seller Information and Property Identification

Seller(s) Full Legal Name(s): [[Seller Full Name(s)]]

Seller Current Address (if different from property): [[Seller Current Address, City, State, ZIP]]

How long has Seller owned the property? [[Number of Years Owned]]

Is the property currently occupied? [[Yes / No, If yes, by whom: [[Occupant Relationship to Seller]]]]

Property Type: [[Single-family detached / Townhouse / Duplex / Triplex / Fourplex / Other]]

Legal Description of Property (if known or attach): [[Legal Description or "See attached deed / survey"]]

Parcel / Tax ID Number: [[Tax ID or Parcel Number]]

HOA / Condominium / PUD: [[Yes / No, If yes, name: [[HOA Name]], contact: [[HOA Contact Info]]]], -

2. Statutory Requirement and Purpose

This disclosure is made in accordance with Miss. Code § 89-1-501 et seq. (Real Estate Transfer Disclosure Requirements). The seller must deliver this statement or a substantially similar form to the buyer as soon as practicable and in any event before the buyer signs a purchase contract, unless a statutory exclusion applies.

Statutory Exclusions (check all that apply):
- [ ] Transfer pursuant to court order (e.g., foreclosure, bankruptcy, probate, divorce)
- [ ] Transfer by a fiduciary in the course of administration of a trust, estate, or guardianship
- [ ] Transfer between co-owners or between spouses or former spouses
- [ ] Transfer of new construction that has never been occupied
- [ ] Transfer of property acquired by the seller through foreclosure or deed in lieu where seller has not occupied
- [ ] Other statutory exclusion: [[Describe]]

If an exclusion applies, the seller is still obligated to disclose known material defects of which the seller has actual knowledge and to comply with federal lead-based paint rules where applicable., -

3. Lead-Based Paint Disclosure (Federal Requirement, Pre-1978 Housing Only)

Is the dwelling unit located in housing built before 1978? [[Yes / No / Unknown]]

If Yes:

Sellers of housing built before 1978 must disclose known lead-based paint and/or lead-based paint hazards, provide available records and reports, and give the buyer the EPA pamphlet "Protect Your Family From Lead in Your Home."

Known lead-based paint and/or lead-based paint hazards in the housing (seller's actual knowledge):
[[Yes, describe known locations and conditions / No / Unknown]]

Seller has provided the buyer with all available records and reports pertaining to lead-based paint and/or lead-based paint hazards: [[Yes / No, list: [[List of Reports Provided or "None"]]]]

Buyer has received the EPA pamphlet "Protect Your Family From Lead in Your Home": [[Yes, date provided / No]]

Buyer has received the required lead disclosure form and any records: [[Yes / No]], -

4. Roof, Attic, and Structural Components

Roof
- Age of current roof covering (approximate years): [[Roof Age]]
- Type of roof covering: [[Asphalt Shingle / Metal / Tile / Slate / Flat / Other, Specify: [[Other Roof Type]]]]
- Known leaks, water intrusion, or active roof damage: [[Yes / No / Unknown]]
Description or location of any known issues: [[Roof Leak or Damage Details or "None known"]]
- Roof repairs, replacements, or major maintenance in the last 5 years: [[Yes / No / Unknown]]
Details: [[Roof Repair Details or "None"]]
- Any warranties remaining on the roof: [[Yes, type and remaining term: [[Warranty Details]] / No / Unknown]]

Attic and Insulation
- Known problems with attic (leaks, ventilation, insulation, pests): [[Yes / No / Unknown]]
Details: [[Attic Issues Details or "None known"]]

Foundation, Basement, Crawlspace, and Structural
- Type of foundation: [[Slab / Crawlspace / Basement / Pier and Beam / Other]]
- Known cracks, settling, shifting, movement, or structural concerns: [[Yes / No / Unknown]]
Details: [[Foundation or Structural Details or "None known"]]
- Known water intrusion or moisture problems in basement or crawlspace: [[Yes / No / Unknown]]
Details: [[Water Intrusion Details or "None known"]]
- Any structural engineering reports, repairs, or modifications: [[Yes / No / Unknown]]
Details and dates: [[Structural Report or Repair Details]], -

5. Plumbing System

- Type of water supply: [[Municipal / Well / Other]]
- Type of sewer or septic: [[Municipal Sewer / Septic System / Other]]
- Known plumbing leaks, pipe bursts, or water pressure problems: [[Yes / No / Unknown]]
Details: [[Plumbing Issues Details or "None known"]]
- Known problems with water heater, fixtures, or drains: [[Yes / No / Unknown]]
Details: [[Water Heater or Drain Details or "None known"]]
- Any recent plumbing repairs or replacements (last 5 years): [[Yes / No / Unknown]]
Details: [[Plumbing Repair Details]]
- Septic system pumped or inspected in last 3 years (if applicable): [[Yes, date: [[Date]] / No / N/A]], -

6. Electrical System

- Known electrical problems, outages, or code violations: [[Yes / No / Unknown]]
Details: [[Electrical Issues Details or "None known"]]
- Aluminum wiring present (if known): [[Yes / No / Unknown]]
- Knob-and-tube wiring present (if known): [[Yes / No / Unknown]]
- Any recent electrical upgrades, panel replacements, or repairs: [[Yes / No / Unknown]]
Details: [[Electrical Upgrade Details]]
- GFCI and AFCI protection present in required locations: [[Yes / No / Unknown]], -

7. Heating, Ventilation, and Air Conditioning (HVAC)

- Primary heating system type: [[Gas Furnace / Electric / Heat Pump / Boiler / Other, [[Specify]]]]
- Primary cooling system type: [[Central Air / Window Units / Heat Pump / None / Other]]
- Approximate age of HVAC equipment: [[HVAC Age in Years]]
- Known problems with heating or cooling performance: [[Yes / No / Unknown]]
Details: [[HVAC Performance Issues or "None known"]]
- Any recent HVAC repairs, replacements, or maintenance contracts: [[Yes / No / Unknown]]
Details: [[HVAC Repair or Contract Details]]
- Ductwork known issues (leaks, damage, asbestos): [[Yes / No / Unknown]]
Details: [[Ductwork Details or "None known"]], -

8. Appliances and Built-in Items

List major appliances included in the sale and note any known defects:

9. Environmental and Hazard Disclosures

Known or suspected environmental conditions or hazards:

1. Mold or mildew (past or present):
[[Yes, location and remediation: [[Mold Details]] / No / Unknown]]

2. Asbestos (known or suspected in insulation, flooring, siding, etc.):
[[Yes / No / Unknown]]
Details: [[Asbestos Details or "None known"]]

3. Lead-based paint (other than pre-1978 general disclosure above):
[[Yes / No / Unknown]]
Details: [[Lead Details]]

4. Radon gas:
[[Yes, test results if known: [[Radon Results]] / No / Unknown]]

5. Underground storage tanks (fuel, septic, etc.):
[[Yes / No / Unknown]]
Details: [[Tank Details or "None"]]

6. Contamination from prior use (meth lab, chemical storage, industrial, etc.):
[[Yes / No / Unknown]]
Details: [[Contamination Details or "None known"]]

7. Flooding, drainage problems, or standing water:
[[Yes / No / Unknown]]
Details and dates: [[Flood or Drainage Details]]

8. Property located in FEMA Special Flood Hazard Area:
[[Yes / No / Unknown]]
Flood zone (if known): [[Flood Zone Designation]]

9. Prior flood insurance claims or disaster assistance:
[[Yes / No / Unknown]]
Details: [[Prior Claims Details]]

10. Sinkholes, mine subsidence, or soil instability (if applicable to area):
[[Yes / No / Unknown]]
Details: [[Soil or Sinkhole Details]], -

10. Pest and Termite History

- Known current or past termite, wood-destroying insect, or pest infestation:
[[Yes / No / Unknown]]
Details and treatment history: [[Pest Details]]

- Any termite treatment or warranty in place:
[[Yes, company, type, expiration: [[Warranty Details]] / No / Unknown]]

- Known damage from pests or insects:
[[Yes / No / Unknown]]
Details: [[Damage Details]], -

11. Legal, Title, and Use Issues

- Any pending or threatened litigation, claims, or disputes affecting the property:
[[Yes / No / Unknown]]
Details: [[Litigation Details]]

- Any easements, encroachments, shared driveways, or access issues:
[[Yes / No / Unknown]]
Details: [[Easement Details]]

- Any violations of building codes, zoning, or HOA rules:
[[Yes / No / Unknown]]
Details: [[Violation Details]]

- Any special assessments or pending HOA or municipal charges:
[[Yes / No / Unknown]]
Details: [[Assessment Details]]

- Any known boundary disputes or survey issues:
[[Yes / No / Unknown]]
Details: [[Boundary Details]]

- Any deed restrictions, covenants, or conditions that may affect use:
[[Yes / No / Unknown]]
Details: [[Restriction Details]], -

12. Systems and Utilities

- Known problems with any utility service or connection:
[[Yes / No / Unknown]]
Details: [[Utility Problems Details]]

- Any private water well or septic system (if applicable):
[[Yes, details and permits: [[Well or Septic Details]] / No]]

- Solar panels, generators, or alternative energy systems:
[[Yes / No / Unknown]]
Ownership and status: [[Solar or Energy Details]], -

13. Additional Disclosures and Explanations

Use this section for any other known material conditions, defects, or facts that a reasonable buyer would want to know and that are not covered above.

Additional Known Conditions:
[[Seller's Additional Disclosure Statements, attach extra pages if needed]]

1. [[First Additional Item Description and Status]]

2. [[Second Additional Item Description and Status]]

3. [[Third Additional Item Description and Status]], -

14. Seller Certification and Signature

I/We, the undersigned Seller(s), certify under penalty of perjury that the information provided in this Mississippi Property Disclosure Statement is true and complete to the best of my/our actual knowledge as of the date signed. I/We understand that this disclosure is based solely on actual personal knowledge, is not a warranty or guarantee, and that I/we have a continuing duty to update this disclosure if new information becomes known prior to closing.

Seller 1 Signature: _______________________________ Date: [[Disclosure Date]]
Printed Name: [[Seller Full Name]]

Seller 2 Signature (if applicable): _______________________________ Date: [[Disclosure Date]]
Printed Name: [[Seller Full Name]], -

15. Buyer Acknowledgment and Receipt

Buyer acknowledges that Buyer has received this completed Property Disclosure Statement prior to signing any offer or purchase contract. Buyer understands that the information is based only on the Seller's actual knowledge and that Buyer has the right and obligation to conduct independent professional inspections, obtain surveys, review HOA documents, review title, and perform all other due diligence. Buyer is advised that "as-is" language in a contract does not eliminate the seller's duty to disclose known material latent defects.

Buyer 1 Signature: _______________________________ Date: [[Buyer Receipt Date]]
Printed Name: [[Buyer Full Name]]

Buyer 2 Signature (if applicable): _______________________________ Date: [[Buyer Receipt Date]]
Printed Name: [[Buyer Full Name]], -

16. Mississippi-Specific and General Professional Advice Disclaimer

Mississippi Property Condition Disclosure Requirements

This disclosure is intended to comply with Miss. Code § 89-1-501 through § 89-1-527. The Property Condition Disclosure Statement must be delivered to the prospective buyer in a timely manner. If the disclosure is delivered after the buyer signs a purchase contract, the buyer may have a limited right to rescind the contract (typically within three days of in-person receipt or five days of mailed receipt, subject to the statute).

Sellers remain responsible for disclosing known material defects even when a statutory exclusion from the full PCDS applies. Common law fraud and misrepresentation principles apply in all cases. Federal lead-based paint disclosure is mandatory for pre-1978 housing regardless of other exclusions.

Not Professional Advice

This Mississippi Property Disclosure Statement is a template for informational and compliance purposes. It does not constitute legal, real estate brokerage, engineering, environmental, or other professional advice. Every property and transaction is unique. Sellers and buyers should:

1. Consult a licensed Mississippi real estate attorney for advice specific to their transaction and any updates to the law.

2. Obtain professional home inspections, pest inspections, and other expert evaluations.

3. Verify all information against current Mississippi statutes, Mississippi Real Estate Commission rules, and local ordinances.

4. Review the official MREC Property Condition Disclosure Statement form and any updates.

Information and legal requirements may change. Statutes referenced are based on the key specifications and verified sources as of June 2026. Verify all citations and requirements with primary legal sources and qualified professionals before relying on this document.

Receipt of Copy Confirmation

Seller has provided a copy of this completed disclosure to the buyer or buyer's agent on [[Date Copy Provided to Buyer]]., -

End of Mississippi Property Disclosure Statement