
AI Ontario Property Disclosure Statement
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Ontario Seller's Property Information Statement (SPIS)
This Ontario Seller's Property Information Statement (SPIS) follows the standard form developed by the Ontario Real Estate Association (OREA) and is widely used in residential real estate transactions throughout Ontario. While not legally mandated by statute, the Real Estate Council of Ontario (RECO) strongly recommends that sellers complete a disclosure statement to provide buyers with material information about the property. The SPIS promotes transparency and reduces the risk of post-closing disputes.
The seller answers each question based on the seller's actual knowledge. Answers are typically provided as Yes, No, or Unknown. Where "Yes" is selected, the seller is expected to provide additional details. Buyers and their representatives should not rely solely on this statement; a professional home inspection and independent legal advice are strongly recommended.
Federal requirements also apply, including lead-based paint disclosures for pre-1978 housing (though lead paint rules in Canada differ in emphasis from the U.S.) and any applicable environmental or designated substances reporting., -
Property and Seller Identification
Date of Statement: [[Date of Statement]]
Seller Name(s): [[Seller Full Legal Name(s)]]
Property Address: [[Street Address]], [[City]], Ontario [[Postal Code]]
Legal Description (if known): [[Lot/Plan/Concession or PIN]]
Type of Property: [[Single Family Detached / Semi-Detached / Townhouse / Condominium / Multi-Family / Other]]
Year Built (approximate): [[Year Built]]
Current Owner Since: [[Year Acquired]]
Seller has occupied the property: [[Yes / No]], If no, how long since last occupied: [[Duration]], -
1. Title, Ownership, Encumbrances and Easements
1. Are you the registered owner(s) of the property?
[[Yes / No / Unknown]], If no: [[Explain ownership or title arrangement]]
2. Are there any outstanding mortgages, liens, judgments, or other encumbrances registered against the property?
[[Yes / No / Unknown]], If yes: [[Provide details including amounts and parties]]
3. Are there any easements, rights-of-way, restrictive covenants, or other registered restrictions affecting the property?
[[Yes / No / Unknown]], If yes: [[Describe type, location, and beneficiary]]
4. Have you received any notice of any claim or action affecting title to the property?
[[Yes / No / Unknown]], If yes: [[Describe]]
5. Is the property subject to any lease, license, or other occupancy rights (other than the current seller's possession)?
[[Yes / No / Unknown]], If yes: [[Provide details]]
6. Are there any boundary disputes, encroachments, or surveys that show issues with lot lines?
[[Yes / No / Unknown]], If yes: [[Describe and attach survey if available]], -
2. Structural Components (Foundation, Roof, Walls, Insulation)
7. Are you aware of any defects, damage, or problems with the foundation, footings, or slab?
[[Yes / No / Unknown]], If yes: [[Describe nature, location, repairs attempted]]
8. Are you aware of any defects, damage, or leaks in the roof, flashing, gutters, or downspouts?
[[Yes / No / Unknown]], If yes: [[Describe, including age of roof and any repairs]]
9. Are you aware of any cracks, settlement, or movement in exterior or interior walls?
[[Yes / No / Unknown]], If yes: [[Describe]]
10. Are you aware of any problems with windows, doors, or structural framing (including load-bearing walls)?
[[Yes / No / Unknown]], If yes: [[Describe]]
11. Is there urea formaldehyde foam insulation (UFFI) in the property?
[[Yes / No / Unknown]], If yes or suspected: [[Provide details of location, when installed, and any remediation]]
12. Is there vermiculite insulation in the property (often associated with asbestos)?
[[Yes / No / Unknown]], If yes: [[Describe location and any testing or removal]]
13. Are you aware of any other insulation deficiencies, moisture issues, or mold in walls, attics, or crawl spaces?
[[Yes / No / Unknown]], If yes: [[Describe]]
14. Have there been any structural renovations, additions, or major repairs?
[[Yes / No / Unknown]], If yes: [[Describe work, permits obtained, and contractor]], -
3. Water Supply
15. What is the source of the drinking water?
[[Municipal / Well / Other]], Details: [[Describe]]
16. If a well, has the water been tested for potability and bacteria within the last 12 months?
[[Yes / No / Unknown]], If yes: [[Date of last test and results summary]]
17. Are you aware of any problems with water pressure, quality, quantity, or contamination?
[[Yes / No / Unknown]], If yes: [[Describe]]
18. Is there a water treatment system (softener, filter, UV, reverse osmosis) installed?
[[Yes / No / Unknown]], If yes: [[Type and condition]], -
4. Sewage and Drainage
19. What is the sewage disposal system?
[[Municipal sewer / Septic system / Holding tank / Other]]
20. If septic or holding tank: When was it last pumped or inspected?
[[Date or Unknown]], Details: [[Capacity, type, any known issues]]
21. Are you aware of any problems with the septic system, holding tank, or municipal sewer connection (backups, odors, slow drains)?
[[Yes / No / Unknown]], If yes: [[Describe]]
22. Are there any floor drains, sump pumps, or weeping tile systems?
[[Yes / No / Unknown]], If yes: [[Describe condition and any discharge issues]], -
5. Mechanical Systems (Electrical, Plumbing, HVAC, Fuel Tanks)
23. What is the electrical service (amperage and panel type)?
[[100A / 200A / Other]], Panel type: [[Breaker / Fuse]], Year of last upgrade if known: [[Year]]
24. Are you aware of any defects, deficiencies, or code violations in the electrical system (including aluminum wiring, knob-and-tube, or overloaded circuits)?
[[Yes / No / Unknown]], If yes: [[Describe]]
25. Are there any WHMIS-listed or hazardous materials associated with mechanical systems known to you?
[[Yes / No / Unknown]], If yes: [[Describe]]
26. Describe the heating system:
[[Forced air gas / Electric / Oil / Heat pump / Boiler / Other]], Age: [[Approximate years]], Last serviced: [[Date]]
27. Describe the cooling system (if any):
[[Central AC / Window units / None]], Age: [[Approximate years]]
28. Is there a fuel oil tank (above-ground or underground) on the property?
[[Yes, Above ground / Yes, Underground / No / Unknown]], If yes: [[Capacity, age, location, last inspection or removal date]]
29. Are you aware of any problems with the plumbing system (pipes, water heater, fixtures, leaks)?
[[Yes / No / Unknown]], If yes: [[Describe]]
30. Is the hot water heater owned or rented?
[[Owned by seller / Rented from utility or company]], If rented: [[Provider, monthly cost, buyout or assignment terms]]
31. Is the furnace or other major equipment rented or leased?
[[Yes / No]], If yes: [[Provider and terms]], -
6. Environmental Matters
32. Are you aware of any asbestos-containing materials in the property (pipe insulation, flooring, ceilings, etc.)?
[[Yes / No / Unknown]], If yes: [[Location and condition]]
33. Are you aware of any designated substances or hazardous materials on the property (PCBs, mercury, lead, etc.)?
[[Yes / No / Unknown]], If yes: [[Describe]]
34. Has the property ever been used for the cultivation or processing of cannabis or other controlled substances ("grow op")?
[[Yes / No / Unknown]], If yes: [[Provide details including remediation]]
35. Are you aware of any environmental contamination, soil issues, or prior use that could affect the property (industrial, agricultural chemicals, landfill proximity)?
[[Yes / No / Unknown]], If yes: [[Describe]]
36. Are there any underground storage tanks (USTs) other than the fuel oil tank referenced above?
[[Yes / No / Unknown]], If yes: [[Describe contents, status, and any removal or testing]], -
7. Legal, Zoning, and Municipal Matters
37. What is the current zoning of the property?
[[Zoning classification or Unknown]]
38. Are you aware of any zoning violations, non-conforming uses, or work orders issued by the municipality?
[[Yes / No / Unknown]], If yes: [[Describe status and resolution]]
39. Are there any outstanding or pending lawsuits, claims, or disputes involving the property?
[[Yes / No / Unknown]], If yes: [[Describe]]
40. Is the property designated under the Ontario Heritage Act or subject to any heritage restrictions?
[[Yes / No / Unknown]], If yes: [[Provide details]]
41. Have you received any notices from the municipality, conservation authority, or other body regarding the property?
[[Yes / No / Unknown]], If yes: [[Describe]]
42. Are there any shared facilities, party walls, or common elements with neighboring properties?
[[Yes / No / Unknown]], If yes: [[Describe agreements or issues]], -
8. Condominium or Co-operative (if applicable)
43. Is the property a condominium or co-operative unit?
[[Yes / No]], If yes, complete this section.
44. Are you aware of any special assessments, major repairs, or reserve fund studies planned or underway?
[[Yes / No / Unknown]], If yes: [[Describe amount, purpose, and status]]
45. Are there any ongoing or threatened legal proceedings involving the condominium corporation?
[[Yes / No / Unknown]], If yes: [[Describe]]
46. Are you aware of any restrictions on leasing or use imposed by the declaration or bylaws?
[[Yes / No / Unknown]], If yes: [[Describe]]
47. Provide condo corporation contact and status certificate information if available:
[[Corporation Name / Management Company / Contact]], -
9. Additional Disclosures and Rental Equipment
48. List any equipment or appliances that are rented or leased and may be assumed or bought out by the buyer (hot water heater, furnace, HVAC, water softener, etc.).
[[List items, providers, monthly fees, buyout amounts or assignment options]]
49. Are there any other material facts, defects, or conditions that a reasonable buyer would want to know before purchasing the property?
[[Yes / No]], If yes: [[Provide full details]]
50. Has the property ever been subject to flooding, sewer backup, or significant water damage (other than noted above)?
[[Yes / No / Unknown]], If yes: [[Date(s), cause, remediation]], -
Seller's Certification
I/We, the undersigned Seller(s), certify that the information provided in this Statement is true and complete to the best of my/our actual knowledge as of the date signed. I/We understand that this Statement is not a warranty and is provided for informational purposes only. I/We acknowledge the duty to update this disclosure if any information becomes inaccurate prior to closing.
Seller Signature(s)
_______________________________________________ Date: [[Date]]
[[Seller Full Legal Name 1]]
_______________________________________________ Date: [[Date]]
[[Seller Full Legal Name 2]], -
Buyer / Prospective Buyer Acknowledgment
The Buyer acknowledges having received a copy of this Seller's Property Information Statement. The Buyer understands that this Statement reflects the Seller's knowledge only and is not a substitute for a professional inspection, appraisal, or legal due diligence. The Buyer is encouraged to have the property inspected by qualified professionals and to obtain independent legal advice.
Buyer Signature(s)
_______________________________________________ Date: [[Date]]
[[Buyer Full Legal Name(s)]], -
Sources and Notes (as of June 2026)
- Ontario Real Estate Association (OREA) Seller's Property Information Statement (SPIS) standard form.
- Real Estate Council of Ontario (RECO) guidance on seller disclosure and best practices.
- Residential Tenancies Act, 2006 (Ontario) and related regulations where tenancy disclosures overlap.
- Environmental Protection Act (Ontario) requirements for designated substances and UFFI.
- Ontario Heritage Act for heritage properties.
- Federal and provincial requirements regarding fuel oil tanks and underground storage tanks (Technical Standards and Safety Authority, TSSA).
- Common law duty of disclosure regarding latent defects.
> ⚠️ Template example, not professional (legal/financial/medical) advice. This document is a template for informational and transactional use. All information must be verified against current OREA forms, RECO guidelines, applicable Ontario statutes, municipal bylaws, and the specific transaction. Consult a licensed Ontario real estate lawyer or broker for advice specific to your situation. Always obtain a professional home inspection. User-supplied values are shown as [[Merge Fields]]., -
End of Statement
(Generated for template completeness, approx. 220 lines when rendered.)
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How it works.
Ontario Property Disclosure Statement: provide property history, known issues and get a complete ontario disclosure statement in minutes - including state-mandated disclosure items, materiality rules, exemptions. Free AI workflow, no signup required to preview.
Alabama property disclosure statement: caveat-emptor framing, known-latent-defect/fraud exceptions, lead-paint disclosure, voluntary item checklist, signatures.
What good looks like.
What it must include
- 01Alabama's caveat-emptor backdrop - Alabama does NOT mandate a standard residential seller property-disclosure form for most sales (buyer-beware), with key exceptions: seller must disclose known latent defects affecting health/safety, must answer truthfully if asked, and cannot conceal/misrepresent
- 02the federal lead-based-paint disclosure for pre-1978
- 03common voluntary disclosure items (roof, systems, water/septic, flooding, structural, environmental)
- 04statement that buyer should inspect
- 05HOA/assessment items
- 06signatures and date
Signals of expertise
- ★Knows Alabama follows caveat emptor (no mandatory TDS like California) and frames the duty around known latent material defects, fraud/concealment, and the federal lead-paint requirement
- ★recommends inspection and a voluntary disclosure for liability protection
Common mistakes
- ×Asserting Alabama requires a mandatory disclosure form (it largely doesn't)
- ×omitting the latent-defect/fraud exceptions or lead-paint
- ×importing California-style mandates
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