AI Quebec Real Estate Disclosure Guide

This Quebec Real Estate Disclosure Guide provides the required content and structure for a Seller's Declaration (Déclaration du vendeur) and related disclosures for residential immovable property transactions in Quebec. It incorporates obligations under the Civil Code of Québec (CCQ arts. 1716, 1736 on the legal warranty against latent defects), the Loi sur le courtage immobilier, and practices for brokered transactions.

Sellers must disclose known material facts and latent defects. The warranty against latent defects (garantie légale de qualité) applies unless validly waived in writing for a reduced price in an "as-is" sale; even then, the seller remains liable for fraud or bad faith concealment., -

1. Property Identification

Property Address: [[Full Street Address, Unit if any, City, Quebec Postal Code]]

Legal Description: [[Lot number, Cadastre, Plan or Title Reference]]

Matricule / Tax Roll Number: [[Matricule or Tax Roll Number]]

Year Built / Approximate Age: [[Year Built or Age]]

Type of Property: [[Single-family detached / Semi-detached / Townhouse / Condominium / Duplex / Other]]

Current Use: [[Primary residence / Rental / Seasonal / Other]]

Seller Name(s): [[Seller Full Legal Name(s)]]

Date of Declaration: [[Date of Declaration Completion]], -

2. Seller's Knowledge and General Representations

The Seller declares the following to the best of Seller's knowledge, after reasonable inquiry:

• Has the Seller occupied the Property as a residence? [[Yes / No]] If no, for how long and in what capacity: [[Details]]

• Is the Seller aware of any material defects, whether latent or apparent, that affect the use, value, safety, or enjoyment of the Property? [[Yes / No]]

If yes, describe in detail: [[Full description of known defects]]

• Has the Seller received any notices, orders, or communications from municipal authorities, insurers, neighbors, or others regarding defects, violations, or claims affecting the Property? [[Yes / No]]

Details and dates: [[Notices received]]

Seller has a duty of good faith. Omissions of known facts may give rise to civil liability and claims for damages or rescission., -

3. Structural Condition and Foundation

1. Are there any known cracks, settling, shifting, or structural problems in the foundation, walls, floors, or roof structure?

[[Yes / No / Unknown]]

Details (location, repairs, engineering reports): [[Foundation and structural details]]

2. Have there been any additions, renovations, or structural modifications?

[[Yes / No]]

Were permits obtained and final inspections passed? [[Yes / No / Unknown]]

Describe work, dates, and contractors: [[Additions and renovations description]]

3. Is the Seller aware of any problems with load-bearing walls, beams, joists, or sagging floors?

[[Yes / No]]

Details: [[Details]], -

4. Roof, Exterior, and Building Envelope

1. Age and material of roof covering: [[Roof age and material]]

2. Has the roof leaked, required repairs, or been replaced during Seller's ownership or to Seller's knowledge?

[[Yes / No / Unknown]]

Details (repairs, dates, affected areas): [[Roof history]]

3. Are there known problems with exterior walls, siding, cladding, windows, doors, or water infiltration?

[[Yes / No]]

Details: [[Exterior envelope issues]]

4. Is there any known damage from ice dams, poor drainage, or poor ventilation?

[[Yes / No]]

Details: [[Details]], -

5. Water Infiltration, Moisture, and Mold (Critical in Quebec)

1. Has there been any water infiltration, flooding, dampness, staining, or mold in the basement, crawl space, walls, attic, or other areas?

[[Yes / No / Unknown]]

Frequency, locations, cause, and corrective actions taken: [[Water infiltration and mold history]]

2. Are there known ongoing or recurring moisture or condensation problems?

[[Yes / No]]

Details and affected seasons: [[Recurring moisture details]]

3. Has any professional remediation or testing for mold or moisture been performed?

[[Yes / No]]

Provide reports or details: [[Remediation reports]]

Note: Water infiltration and pyrite-related issues are common in Quebec and must be disclosed with specificity. Failure to disclose known problems is a material omission., -

6. Pyrite, Soil, and Environmental Conditions

1. Is the Property located in a known pyrite-prone zone (e.g., certain regions of the Montreal area and elsewhere in Quebec)?

[[Yes / No / Unknown]]

2. Has any testing for pyrite (or swelling soils) been conducted?

[[Yes / No]]

Results and dates: [[Pyrite test results]]

3. Has the Property experienced foundation damage attributed to pyrite or other soil conditions?

[[Yes / No]]

Details and any repairs or claims: [[Pyrite or soil damage details]]

4. Are there known underground storage tanks (oil, fuel, septic) on the Property?

[[Yes / No]]

Location, age, condition, and any leaks or removals: [[Oil tanks and underground tanks]]

5. Is the Seller aware of any past or present contamination, asbestos, urea-formaldehyde foam insulation (UFFI), lead paint, or other hazardous materials?

[[Yes / No]]

Details: [[Environmental hazards]], -

7. Systems and Utilities

• Electrical system: Age, known problems, upgrades, or aluminum wiring: [[Electrical details]]

• Plumbing: Age, known leaks, galvanized pipes, polybutylene, or other issues: [[Plumbing details]]

• Heating and cooling: Type, age, condition, recent service: [[HVAC details]]

• Hot water tank: Owned or rented? Age and condition: [[Hot water details]]

• Septic system or sewer connection: Type, age, last inspection/pumping, known issues: [[Septic or sewer]]

• Well water (if applicable): Age, depth, testing, quality issues: [[Well details]]

• Any shared utilities, meters, or easements for services? [[Yes / No]] Details: [[Shared utilities]], -

8. Roof, Insulation, and Energy

• Insulation type and location (attic, walls, basement): [[Insulation details]]

• Known presence of urea-formaldehyde foam insulation (UFFI): [[Yes / No / Unknown]] Details: [[UFFI details]]

• Energy efficiency upgrades or issues (windows, doors, furnace): [[Energy details]]

• Any known problems with chimneys, fireplaces, or venting: [[Chimney details]], -

9. Legal, Title, and Financial Matters

1. Are there any registered servitudes, easements, rights of way, or restrictive covenants affecting the Property?

[[Yes / No]]

Details: [[Servitudes and easements]]

2. Are there any pending or threatened legal actions, claims, boundary disputes, or encroachments?

[[Yes / No]]

Details: [[Legal matters]]

3. Are property taxes current? Any arrears or special assessments?

[[Yes / No]] Details: [[Tax status]]

4. For condominiums or divided co-ownership (copropriété divise):

• Syndicate name and contact: [[Syndicate details]]
• Monthly condo fees: $[[Monthly Fees]]
• Any special assessments planned or pending: [[Special assessments]]
• Known litigation or reserve deficiencies: [[Condo issues]]
• Copy of latest financial statements and declarations provided? [[Yes / No]]

5. Any work done without required permits or that does not comply with current codes?

[[Yes / No]] Details: [[Unpermitted work]], -

10. Tenants, Occupants, and Use

• Is the Property currently tenanted or subject to a lease?

[[Yes / No]]

If yes, provide details of lease(s), rent, and tenant rights (right of first refusal on sale may apply in certain cases): [[Tenancy details]]

• Any restrictions on use (zoning, declarations of co-ownership, municipal by-laws)?

[[Yes / No]] Details: [[Use restrictions]], -

11. Insurance and Claims History

• Has the Seller made any insurance claims related to the Property in the last five years?

[[Yes / No]]

Details (nature, amounts, repairs): [[Insurance claims]]

• Has any insurer refused coverage or required special conditions?

[[Yes / No]] Details: [[Insurance refusals]], -

12. Additional Disclosures and Attachments

List all known material facts not covered above that a reasonable buyer would want to know before purchasing:

[[Additional material facts]]

Documents attached to this Declaration (check and list):

• Recent inspection or engineering reports: [[List]]
• Pyrite or environmental test results: [[List]]
• Survey or certificate of location: [[Yes / No]]
• Condo declarations, by-laws, and financials (if applicable): [[Yes / No]]
• Oil tank inspection or removal certificates: [[Yes / No]]
• Other: [[Other attachments]], -

13. Waiver of Warranty (If Applicable)

If the parties agree to an "as-is" sale (vente sans garantie) with reduction in price in exchange for waiver of the legal warranty against latent defects:

• The waiver must be in writing, clear, and specific.
• Seller remains liable for fraud (dol) and known defects that were intentionally concealed.
• Price reduction agreed: [[Amount or percentage reduction, if any]]

Buyer acknowledges the waiver and reduced price: [[Buyer Initials]]

Seller confirms no intentional concealment: [[Seller Initials]], -

14. Seller's Certification

I/We, the undersigned Seller(s), declare that the information provided in this Declaration is true, accurate, and complete to the best of my/our knowledge as of the date below. I/We understand that this Declaration forms part of the purchase agreement and that material omissions or misrepresentations may result in liability under the Civil Code of Québec.

Seller 1 Signature: ______________________________ Date: ___________

Printed Name: [[Seller 1 Full Name]]

Seller 2 Signature (if applicable): ______________________________ Date: ___________

Printed Name: [[Seller 2 Full Name]], -

15. Broker / Agent Notes (If Brokered Transaction)

Under the Loi sur le courtage immobilier, the broker must ensure the Déclaration du vendeur is completed and provided to the buyer in a timely manner. The form must be attached to any promise to purchase or brokerage contract as required.

Broker Name / Agency: [[Broker or Agency Name]]

Broker Signature / Acknowledgment: ______________________________ Date: ___________, -

SOURCES AND REFERENCES

• Civil Code of Québec, arts. 1716, 1736 (warranty of quality / latent defects), arts. 1726 et seq., general obligations of good faith (art. 1375).
• Loi sur le courtage immobilier (CQLR c C-73.2) and regulations, Seller's Declaration requirements for brokered sales.
• Tribunal administratif du logement (TAL) resources on residential tenancies (relevant for leased properties).
• Common Quebec real estate brokerage practices and OACIQ guidance.
• As of June 2026., -

> Template, not professional advice. This guide illustrates typical disclosure obligations and a sample Seller's Declaration structure for Quebec residential transactions. Disclosure duties are strict; civil liability attaches to omissions of known material facts and latent defects. Sellers should disclose everything known. Buyers should obtain independent inspections and legal advice. Notaries and licensed real estate brokers have specific duties. Use the most current recommended forms. Verify all requirements with a Quebec notary or lawyer. As of June 2026., -

*AI Quebec Real Estate Disclosure Guide, airealtydesk.pro*