Vermont Seller's Property Information Report (SPIR)

Vermont does not mandate a single statewide statutory seller property condition disclosure form for most residential sales in the manner of California or Illinois. Sellers and real estate licensees nonetheless have clear duties: licensees must "fully disclose to a buyer all material facts within the licensee's knowledge concerning the property being sold" (26 V.S.A. § 2296). Sellers are prohibited from making material misrepresentations or intentionally concealing known defects that affect value, safety, or habitability.

The industry-standard tool for satisfying these obligations is the Seller's Property Information Report (SPIR) developed by Vermont REALTORS®. Completing the SPIR (or an equivalent detailed disclosure) is strongly recommended for liability protection even in FSBO transactions. This document adapts the SPIR structure into a production-ready template.

Federal law additionally requires lead-based paint disclosures for target housing built before 1978. Vermont law requires delivery of the Department of Health brochure on private water supplies within 72 hours of contract execution when the property uses a non-public water system.

This report is based solely on the Seller's actual knowledge. It is not a warranty. It is not a substitute for a professional home inspection. Buyers are strongly encouraged to obtain independent inspections of all systems and structures., -

Vermont Disclosure Framework

Vermont follows a disclosure regime centered on known material facts rather than a universal mandatory Transfer Disclosure Statement form.

• Real estate licensees must disclose all material facts known to them (26 V.S.A. § 2296).
• Sellers must answer truthfully and may not actively conceal or misrepresent known latent defects affecting health, safety, value, or use.
• The standardized Seller's Property Information Report (SPIR) is the accepted practice document used throughout the state.
• Always pair this disclosure with the federal (and Vermont) lead-based paint requirements for pre-1978 homes.
• Recommend buyer inspection in every transaction., -

Property and Seller Identification

Date Prepared: [[Date Prepared]]

Seller Name(s): [[Seller Full Name(s)]]

Property Address: [[Street Address]]
[[City]], Vermont [[ZIP Code]]

Type of Property: [[Single Family / Multi-Family / Condominium / Townhouse / Land Only / Other]]

Use of Property: [[Primary Residence / Vacation / Rental / Other]]

Year Built (approx.): [[Year Built]]

Current Owner Since: [[Year Acquired]]

Seller has owned and occupied (or managed) the property for: [[Duration of Ownership]], -

1. Land, Soils, Drainage, Boundaries and Easements

1. Has any fill or off-site material been placed on the Property?

[[Yes / No / Don't Know]], If yes: [[Describe fill material, source, date, and any permits or issues]]

2. Do you know of any sliding, settling, subsidence, earth movement, upheaval, or earth stability problems that have affected the Property?

[[Yes / No / Don't Know]], If yes: [[Describe]]

3. Is the Property located in a federal flood hazard zone, wetlands, public waters, or conservation zones designated by federal, state, or local authority?

[[Yes / No / Don't Know]], If yes: [[Provide details, FEMA map info if known]]

4. Do you know of any past or present drainage, high water table, or flood problems affecting the Property?

[[Yes / No / Don't Know]], If yes: [[Describe locations, frequency, and any remediation]]

5. Is the Property served by a road maintained by the municipality?

[[Yes / No / Don't Know]]

6. If the road is not municipally maintained, how is it maintained?

[[Road Maintenance Agreement / Homeowners or Road Association / Private (by owner) / Other]]

Annual cost(s): [[Annual Road Cost or N/A]]

7. Are there public or private landfills or dumps on the Property or on any abutting property?

[[Yes / No / Don't Know]], If yes: [[Describe]]

8. Are there currently any underground fuel storage tanks on the Property?

[[Yes / No / Don't Know]], If yes: Fuel type [[Oil / Propane / Other]]; capacity [[Capacity]]; location [[Location]]

9. Have there been any underground fuel storage tanks on the Property in the past?

[[Yes / No / Don't Know]], If yes: Removed? [[Yes / No]] When: [[Date]] By whom: [[Company or Person]]

10. Do you know the location of the boundary lines of the Property?

[[Yes / No / Don't Know]]

11. Are the boundary lines marked in any way?

[[Yes / No / Don't Know]], If yes: [[Describe markers]]

12. Has the Property been surveyed?

[[Yes / No / Don't Know]], If yes: Date [[Survey Date]] By whom [[Surveyor Name]]

13. Is a copy of the survey available?

[[Yes / No / Don't Know]]

14. Are there any easements or rights of way affecting the Property?

[[Yes / No / Don't Know]], If yes: [[Describe type, location, beneficiary]]

15. Are there any boundary line disputes, claims of adverse possession, encroachments, shared driveways, party walls, or zoning setback violations affecting the Property?

[[Yes / No / Don't Know]], If yes: [[Provide full details]]

Further explanation of any land items:

[[Additional Land Explanations]], -

2. Mechanical, Electrical, Appliances and Other Systems

Heating, Air Conditioning, and Hot Water

16. Heating system type(s) (check all that apply and complete details):

[[Baseboard / Hot Air / Radiant / Heat Pump / Direct Vent / Wood / Pellet / Other]]

Age of furnace/boiler: [[Age or Don't Know]]

Fuel type: [[Oil / Natural Gas / Propane / Electric / Wood / Pellet / Geothermal / Solar / Other]]

Annual fuel usage: [[Amount and unit]]

Provider: [[Utility or Supplier Name]]

17. Air conditioning present?

[[Yes / No]], If yes: [[Central / Heat Pump / Window Units / Other]]; age and condition [[Details]]

18. Hot water system type and details:

[[Hot Water Tank / On-Demand / Heat Pump / Other]]

Age: [[Age or Don't Know]]

Fuel: [[Oil / Electric / Gas / Propane / Other]]

Owned or rented: [[Owned / Rented]], If rented: [[Provider and monthly fee]]

19. Alternative energy systems (solar, wind, hydro, geothermal)?

[[Yes / No / Don't Know]], Details: [[Describe]]; Owned or leased: [[Owned / Leased]]; Energy returned to grid: [[Yes / No]]

20. Electrical system:

Service panel: [[Fuses / Circuit Breakers / Other]]

Main breaker amperes: [[Amps or Don't Know]]

Annual electricity usage: [[Annual Cost or Usage]]

Provider: [[Electric Utility]]

21. Are you aware of any problems or conditions affecting any of the above heating, cooling, hot water, or electrical systems?

[[Yes / No]], If yes: [[Detailed description of problems, repairs, dates]]

Other Systems and Appliances Included in Sale

22. Landline telephone service present?

[[Yes / No]], Provider: [[Provider]]

23. Cellular service available?

[[Yes / No]], Providers: [[List]]

24. Internet service available?

[[Yes / No]], Provider: [[Provider]]; Type: [[Dial-up / Broadband / Cable / Satellite / DSL / Fiber]]

25. Television service available?

[[Yes / No]], Provider and type: [[Details]]

26. List major appliances and equipment included in the sale (mark all that apply and note condition issues):

[[List or mark: Refrigerator, Stove/Range, Dishwasher, Microwave, Washer, Dryer, Garbage Disposal, Security Alarm (owned/leased), Smoke Detectors (count), Garage Door Opener (transmitters), Sump Pump, Well Pump, Central Vacuum, Woodstove / Pellet Stove, Pool / Spa / Hot Tub equipment, Ceiling Fans, Attic Fan, Window A/C, Satellite Dish, Other]]

27. Are any included items in need of repair or replacement?

[[Yes / No]], If yes: [[Describe each item and issue]]

28. List equipment or appliances excluded from the sale:

[[Excluded Items or None]], -

3. Structural Components

29. Check any items with significant defects, malfunctions, or needing significant repair:

[[Foundation / Slab / Chimney / Fireplace / Interior Walls / Ceilings / Floors / Windows / Doors / Storms/Screens / Exterior Walls / Driveway / Sidewalks / Roof / Outside Retaining Walls / Other Structures]]

For each checked item, describe: [[Detailed defect description, location, known cause, repairs attempted]]

30. Has there ever been damage to the Property or structures from fire, wind, floods, earth movement, or landslides?

[[Yes / No / Don't Know]], If yes: [[Describe damage, date, repairs performed]]

31. Basement, cellar, or crawl space, any history of water leakage, accumulation, dampness, or visible mold?

[[Yes / No]], If yes: [[Describe locations, frequency, severity, and any remediation]]

32. Any repairs or attempts to control water or dampness in basement/cellar/crawl space?

[[Yes / No / Don't Know]], If yes: [[Describe work, dates, contractors, ongoing issues]]

33. Are any basement or foundation water issues recurring?

[[Yes / No]], If yes: [[Frequency and current status]]

34. Roof type:

[[Shingle / Slate / Metal / Tile / Other]], Approximate age: [[Age or Don't Know]]

35. Has the roof ever leaked since you have owned the Property?

[[Yes / No / Don't Know]], If yes: [[When, where, repairs]]

36. Has the roof been replaced or repaired since you have owned the Property?

[[Yes / No / Don't Know]], If yes: [[Date(s) and scope of work]]

37. Are there any current problems with the roof?

[[Yes / No / Don't Know]], If yes: [[Describe]], -

4. Water Supply

Special Notice: Water supplies, especially private systems, can change or fail without warning. Seller makes no warranty regarding quality, quantity, or continued function. Professional inspection and testing are strongly recommended.

38. Water supply type (check all that apply):

[[Public or Municipal / Community / Private Drilled Well / Dug Well / Spring / Lake/Pond / Shared / None / Don't Know]]

Water pipes material: [[Copper / Galvanized / Lead / PVC / Combination / Don't Know]]

Water system features: [[Cistern / Water Softener / Conditioner / Reverse Osmosis / UV / Other / None]]

39. If private well: Drilled by [[Driller]]; Tag # [[Tag]]; Depth [[Depth]]; GPM [[Gallons Per Minute]]; Date of report [[Date]]

40. Has the water been tested for coliform bacteria?

[[Yes / No / Don't Know]], If yes: Date [[Date]]; By [[Lab or Person]]; Results [[Results]]

41. Any other water quality or chemistry testing performed?

[[Yes / No / Don't Know]], If yes: [[Details and results]]

42. Water softener present?

[[Yes / No]], Owned or rented: [[Owned / Rented]]; Monthly fee if rented: [[Fee]]

43. Any history of low pressure?

[[Yes / No]], Details: [[Describe]]

44. Has the water supply ever run out or run low?

[[Yes / No]], If yes: [[When and circumstances]]

45. Any odor, bad taste, cloudiness, discoloration, or other water problems?

[[Yes / No]], If yes: [[Describe in detail]]

46. Any other problems with the water system (quality or quantity)?

[[Yes / No]], Details: [[Full explanation]]

Private Water Supply Brochure Requirement: If the property uses a non-public water supply, Seller must deliver the Vermont Department of Health brochure "Testing Water from Private Water Supplies" to the Purchaser within 72 hours after execution of a purchase contract., -

5. Sewer / Septic / Wastewater System

Special Notice: Non-public sewer/septic systems are not designed to last indefinitely. Useful life depends on use, soil, maintenance, and design. Seller makes no warranty of continued function. Professional inspection is recommended. Permits may be required for work.

47. Sewer/wastewater system type:

[[Public or Municipal Sewer / On-site Septic / Off-site Septic / Holding Tank / Cesspool / Mound System / Dry Well / Sewage Pump / Other / Don't Know]]

48. If non-public: Date system installed [[Install Date]]; Is system entirely on the Property? [[Yes / No / Don't Know]]; If no, location [[Location]]

49. Has the system been repaired since Seller owned the Property?

[[Yes / No]], If yes: When [[Date]]; What was done [[Work]]; By whom [[Contractor]]

50. Septic tank type:

[[Concrete / Metal / Fiberglass / Other]]; Capacity [[Gallons or Don't Know]]

51. Date septic tank last inspected: [[Date or Don't Know]]; Reports attached? [[Yes / No]]

52. Date septic tank last pumped: [[Date or Don't Know]]; By whom [[Pumper]]

53. To your knowledge, is any portion of the system in need of repair or replacement?

[[Yes / No]], If yes: [[Detailed description]], -

6. Additional Information and Known Hazards

54. Age of main building: [[Age]]; Additions: [[Age(s)]]; Other structures: [[Ages]]

55. Is Seller currently occupying the Property?

[[Yes / No]], If no, how long since occupied: [[Duration]]

56. Has Seller built, added to, modified, or renovated any buildings on the Property?

[[Yes / No]], If yes: [[Describe work]]; All necessary permits obtained? [[Yes / No]]

57. Are any property or development rights (e.g., conservation easements) owned by others?

[[Yes / No]], If yes: Held by [[Holder]]

58. Has Seller received written notice of any violations of local, state, or federal laws, building codes, or zoning ordinances affecting the Property?

[[Yes / No]], If yes: [[Details and status]]

59. Any property tax abatements, land-use tax stabilization, or special tax arrangements?

[[Yes / No / Don't Know]], Details: [[Describe]]

60. Notice of reassessment in next 12 months?

[[Yes / No]]

61. Urea-Formaldehyde Foam Insulation (UFFI) present?

[[Yes / No / Don't Know]]

62. Asbestos or asbestos materials in siding, walls, plaster, flooring, insulation, or heating system?

[[Yes / No / Don't Know]]

63. Has the Property been tested for radon gas?

[[Yes / No / Don't Know]], If yes: Date [[Date]]; By [[Tester]]; Results [[Results]]

64. Evidence of mold?

[[Yes / No / Don't Know]], If yes: What has been done [[Remediation details]]

65. Any off-site neighborhood conditions that could adversely affect value or desirability (noise, proposed development, road changes, zoning, odors, etc.)?

[[Yes / No]], If yes: [[Describe fully]]

66. Any known pest infestation (termites, carpenter ants, rodents, etc.)?

[[Yes / No / Don't Know]], If yes: [[Describe]]

67. Any known damage to the Property caused by pests?

[[Yes / No / Don't Know]], Details: [[Describe]]

68. Current warranty or coverage by licensed pest control company?

[[Yes / No / Don't Know]]

69. Any termite or pest control reports or treatments in the last five years?

[[Yes / No / Don't Know]], Details: [[Describe]]

70. Audio or video surveillance or recording equipment on the Property?

[[Yes / No / Don't Know]], If yes, will it be active during showings? [[Yes / No]]

71. Has the Property received a home energy audit, assessment, or rating?

[[Yes / No / Don't Know]], If yes: Date [[Date]]; By [[Auditor]]

72. Is the Property subject to Act 250 land use permit requirements?

[[Yes / No / Don't Know]], If yes: Permit number(s) and key conditions [[Details]], -

7. Condominiums, Subdivisions, Homeowners Associations, Road Maintenance Associations

73. Is the Property part of a condominium, common interest ownership, or subject to covenants, conditions, and restrictions (CC&Rs)?

[[Yes / No]], If yes: Condo docs or CC&Rs attached? [[Yes / No]]

74. Any defect, damage, or problem with common elements or common areas?

[[Yes / No / Don't Know]], If yes: [[Describe]]

75. Any condition or claim that may result in an increase in assessments or fees?

[[Yes / No / Don't Know]], If yes: [[Describe]]

76. Are any required storm water permits current?

[[Yes / No / Don't Know]]

77. Any homeowners' association or common area expenses or assessments affecting the Property?

[[Yes / No / Don't Know]], Amount and frequency: [[Details]]

78. Any outstanding special assessment(s)?

[[Yes / No]], If yes: Amount $[[Amount]]; Purpose [[Purpose]]; Remaining term [[Years]]

79. Any anticipated special assessments?

[[Yes / No]], If yes: Anticipated amount $[[Amount]]; Frequency [[Monthly / Quarterly / Yearly]]; Purpose [[Purpose]]

80. Any current actions, disputes, or lawsuits pending between the association and any parties?

[[Yes / No / Don't Know]], If yes: [[Describe]]

81. Any violations of association rules, CC&Rs, or local/state/federal regulations known?

[[Yes / No / Don't Know]], If yes: [[Describe]]

82. HOA/Condo contact: Name [[Contact Name]]; Phone/Email [[Contact Info]], -

8. Federal Lead-Based Paint Disclosure (Required for Pre-1978 Housing)

Lead Warning Statement

Housing built before 1978 may contain lead-based paint. Lead from paint, paint chips, and dust can pose health hazards if not managed properly. Lead exposure is especially harmful to young children and pregnant women. Before renting or selling pre-1978 housing, landlords and sellers must disclose the presence of known lead-based paint and/or lead-based paint hazards in the dwelling and provide available records and reports pertaining to lead-based paint and/or lead-based paint hazards.

Seller's Disclosure (complete for properties built before 1978)

83. Property was built before 1978?

[[Yes / No / Unknown]]

84. Seller has knowledge of lead-based paint and/or lead-based paint hazards in the housing?

[[Yes / No]], If yes: [[Explain what is known, including location and condition]]

85. Seller has provided the buyer with all available records and reports pertaining to lead-based paint and/or lead-based paint hazards?

[[Yes / No]], List reports: [[List or None]]

Agent / Broker Certification (if applicable)

The listing agent has informed the seller of the seller's obligations under 42 U.S.C. 4852d and is aware of his/her responsibility to ensure compliance.

[[Agent Acknowledgment or N/A]]

Buyer's Acknowledgment

Buyer has received copies of all information listed above and the pamphlet *Protect Your Family From Lead in Your Home*. Buyer has received the 10-day opportunity (or mutually agreed upon period) to conduct a risk assessment or inspection for the presence of lead-based paint and/or lead-based paint hazards, or has waived the opportunity.

Buyer initials: [[Buyer Initials]] Date: [[Date]], -

Seller's Certification and Statement

Seller is providing the information in this report to reduce the likelihood of disputes or legal action concerning the sale of the Property. The information is based on Seller's personal knowledge and is correct to the best of Seller's actual knowledge as of the date signed.

This report does not constitute any warranty, express or implied, by Seller or any real estate agent concerning the condition of the Property. This report is not a substitute for a property inspection. Buyer has the opportunity to request that Seller agree to a property inspection as part of any contract.

Seller authorizes any real estate agent to provide a copy of this report to any prospective buyer.

Seller Signature(s)

_______________________________________________ Date: [[Date]]

[[Seller Full Name 1]]

_______________________________________________ Date: [[Date]]

[[Seller Full Name 2]], -

Buyer / Prospective Buyer Acknowledgment

Buyer / Prospective Buyer acknowledges receipt of a copy of this report on the date below. Buyer understands that this report provides information about the Property made by the Seller as of the date signed. It is not a warranty of any kind. This report is not a substitute for a professional property inspection. Buyer may obtain a property inspection only by written agreement with Seller. Buyer understands there may be matters relating to the Property not addressed in this report.

Buyer Signature(s)

_______________________________________________ Date: [[Date]]

[[Buyer Full Name 1]]

_______________________________________________ Date: [[Date]]

[[Buyer Full Name 2]], -

Additional Disclosures and Notes (if any)

[[Any other material facts, history of insurance claims, prior repairs, known latent defects, environmental issues, or other information the Seller believes a buyer would want to know]], -

Sources and Notes (as of June 2026)

• Vermont REALTORS® Seller's Property Information Report (SPIR) form structure and content.
• 26 V.S.A. § 2296 (unprofessional conduct, material fact disclosure duty for real estate licensees).
• Residential Lead-Based Paint Hazard Reduction Act (federal) and Vermont Lead Poisoning Prevention Law (18 V.S.A. Chapter 38).
• Vermont Department of Health private water supply brochure delivery requirement (27 V.S.A. § 616 and related).
• Act 250 land use disclosure obligations where applicable.
• Common law duties regarding misrepresentation and concealment of known defects.

> ⚠️ Template example, not professional (legal/financial/medical) advice. This document is a template for informational and transactional use. Figures, forms, and legal duties must be verified against current Vermont statutes, the latest SPIR form from Vermont REALTORS®, local ordinances, and the specific transaction. Consult a Vermont-licensed real estate attorney or broker for advice. Invented values are tagged `[[ ... ]]`. Always obtain a professional inspection.